Go Tax Loans
Tax Loans can provide fast cash approval up to $10,000 instantly in as few as 90 seconds with no affect to your credit score.
Tax Loans: Get an Advance in 2024
Tax loans provide fast cash while you wait for your tax refund to arrive. If you need cash while waiting for your income tax refund.
Tax loans, also called “refund advances,” let you access your refund early.
![tax loans online no credit check guaranteed approval direct lender go tax loans](https://gotaxloans.com/wp-content/uploads/2024/07/tax-loans-online-no-credit-check-guaranteed-approval-direct-lender.webp)
What are tax loans?
Tax loans are short-term loans while you wait on your tax refund. Loans are usually now offered all year round, and amounts can range from $100 to $10,000.
Where to get tax loans?
Tax loans are available either at you local tax preparer or get it done faster by applying online.
When you apply online the application is free, you get an instant decision in under 90 seconds and the funds are direct deposited as soon as the next day all with no affect to your credity score.
If you go with a local tax preparer they want near perfect credit and in some cases some type of collateral and dings against your redit score.
How much does a tax loan cost?
If you apply online through our website the application is free and if there are any fees like late payments, or what the interest rate is it is clearly stated in the loan documents.
Pros and cons of tax loans
Pros
-
There’s no hard credit check pull.
-
Instant online decision.
-
Funding is fast.
Cons
-
You slightly highern interest
-
You may borrow more than you need.
-
The loan is not taken from your tax refund.
How do tax loans work?
2
Instant Decision
Get An Instant Decision Online in Under 90 seconds.
3
Get Funded
Get Approved & Get Cash As Soon As The Next Business Day.
![loan advance advance online](https://gotaxloans.com/wp-content/uploads/2023/03/loan-advance-scaled-1.webp)
What Are The Requirements To Apply?
- 18 years old or older
- Steady monthly income or benefits
- Valid email address
- Working telephone number
- Bank account accepts direct deposit
Tax loan alternative
Payday Alternative Loans: these loans come in larger amounts and often a longer repayment period and a lower overall rate.
Small Personal Loans: this is a loan a little larger than a short-term loan and you get the benefit of paying it back over a longer length of time.
Read More: What is a Holiday Loan?
Lenders that offer small loans and fast funding
If you don’t expect to get a refund that covers your financial needs, or you want more time to repay the loan, then consider getting a loan with an online lender that offers fast funding.
These lenders can fund a loan within the next business day and have minimum loan amounts starting at $100 dollars.
These types of loans include:
Cash Advance: This is a short-term loan that is usualy due on your next payday.
Tax Refund Cash Advance Emergency Loans: This type of loan is where you can get cash now and then pay off the loan when your tax refund arrives.
Read More: Emergency Loans
Where's My Refund?
If you’re looking for your tax refund, use the “Where’s My Refund” tracker. To check your refund’s status you’ll need your Social Security number, filing status and the amount of money you’re owed as a refund.
People Love Tax Loans Online
See Why People Choose Us As Their Go To Source for Tax Loan Request!
Speedy Service
Excellent SPEEDY professional service… such a blessing! It really filled my need for fast cash. ⭐️⭐️⭐️⭐️⭐️
Kelly S.
Customer
Professional
Got approved within minutes and I had my cash in my bank the next day. I would give it 19 stars if I could. Great service!⭐️⭐️⭐️⭐️⭐️
Don R.
Customer
High Level Service
i had a cash crunch situation. Car was broke down and I needed cash to fix it and pay for a rental. The lenders came through for me. Thanks again! ⭐️⭐️⭐️⭐️⭐️
Kathleen H.
Customer
Frequently Asked Questions
-
What Is a Tax Loan?
A tax loan is a short-term loan you can take out online when you’re anticipating a refund. It allows you to access your refund early.
-
When are tax loans available?
Online lenders typically provide tax refund loans from December through February. However, tax loans online are available all year long.
-
How fast can I get a tax refund loan?
Once you are approved and you agree to the rate and terms the lender will release the funds by direct deposit and can be ready to use as soon as the next business day.
-
Can I get a loan on my tax refund if I already filed?
If you already filed for a tax refund you still can apply for a tax loan. Lenders are online ready to accept your application.
-
Where can I spend my tax loan?
It is your tax loan so you can spend it on what you need or want.
-
Will applying for a tax loan affect my credit score?
Our lenders do not do hard credit checks like a bank or credit union. Use the income from your job as your good credit.
-
What loan amounts are available?
Loan amounts are available from $100 dollars up to $10,000 dollars.
-
Do I need my W2 or my last paystub ?
No! You do not need your W2 or your last paystub when you apply.
APR Disclosure
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.
Material Disclosure
Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans.
Credit Implications
Go Tax Loans does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at info@GoTaxLoans.com